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Enroll in Medicare with Confidence

Turning 65? Retiring soon? You don’t have to figure out Medicare alone.

I help Arvada-area residents understand their options, avoid penalties, and enroll in coverage that actually fits their lives.

Schedule a Free Medicare Review

You’ve Earned Peace of Mind – Let’s Make Sure You Have It

You’ve worked hard. You’ve paid into the system. Now it’s time to get the benefits you’re entitled to.

But if Medicare feels more confusing than it should be, you’re not alone.

I’ve helped hundreds of people across Arvada, Grand Lake, and other Colorado communities make sense of Medicare. Many come to me saying the same thing:

“I’ve tried to research this on my own, but the more I read, the less sure I feel.”

If that sounds like you, I’m here to help – without pressure, without jargon, and without making you feel like you should already have it all figured out.

Let’s Clear Up What Medicare Actually Is

Medicare is made up of several parts:

  • Part A covers hospital stays
  • Part B covers doctor visits and outpatient care
  • Part C (Medicare Advantage) is a bundled alternative that may include extras like dental or vision
  • Part D helps pay for prescription medications
  • Medigap fills in the “gaps” not covered by Parts A and B, like copays and deductibles

Not sure what you need? That’s exactly what we’ll figure out together – based on your health, your prescriptions, and your budget.

Need coverage for dental, vision, or other out-of-pocket costs?

Learn more about Dental, Vision & Supplemental Insurance options →

How It Works: My 3-Step Medicare Process

This isn’t a one-size-fits-all decision. I take a personalized, local approach to help you feel confident in your choices.

Here’s what working together looks like:

  1. We talk about your health needs, doctors, medications, and financial goals
  2. We review the plans available in your zip code and compare them clearly
  3. We enroll in the right plan, at the right time, so nothing gets missed

There’s no cost to meet with me and no pressure to rush. This is your time, your plan, your peace of mind.

Talk to Laura About Medicare

Who I Help

You might be in the right place if:

  • You’re turning 65 and feeling unsure where to start
  • You’re retiring and losing your employer health coverage
  • You’re already on Medicare but want to review your plan
  • You’ve recently moved and need help updating your coverage
  • You just want to make sure you’re not missing anything important

Even if you’re not ready to enroll yet, we can talk about timelines and get you prepared.

Why Work With Me Instead of Going It Alone

“I just want someone to explain this in plain English.”

“I don’t want to miss a deadline or choose the wrong thing.”

“I’m afraid I’ll enroll too early, or worse, too late.”

These are the exact concerns I hear every week. And they’re valid.

When we work together, I’ll:

  • Explain your options clearly and patiently
  • Make sure you avoid gaps in coverage or late penalties
  • Show you how plans compare – without sales pressure
  • Be available to help down the road if your needs change

I’ve spent over 20 years helping people make informed decisions about their health insurance. I’m based in Arvada and deeply familiar with the plans and provider networks available across Colorado.

What to Expect From Your Medicare Appointment

You’ll leave our appointment with clarity and next steps.

Here’s how it works:

  • We’ll meet (by phone, video, or in person – your choice)
  • I’ll ask about your health, lifestyle, and current coverage
  • You’ll see exactly what you qualify for and how to enroll
  • If you’re ready, we’ll complete the enrollment together
  • I’ll stay in touch in case your needs change later on

Most appointments last about 30-45 minutes. There’s no cost to you, ever.

Common Medicare Questions

When should I enroll to avoid penalties?

If you’re turning 65, your Initial Enrollment Period begins three months before your birthday month and lasts for seven months. Missing it can lead to lifelong penalties – but we’ll make sure you enroll on time.

You might be able to delay some parts of Medicare without penalty, depending on your employer coverage. We’ll talk through your exact situation.

Medicare Advantage plans bundle coverage (and may include extras like dental), while Medigap fills the gaps in Original Medicare. We’ll compare both so you can decide what fits best.

It depends on the plan. I’ll help you find one that includes the providers you trust.

Other questions I can walk you through:

  • Are dental or vision benefits included?
  • What’s the best option if I take multiple prescriptions?
  • Will my spouse be covered too?
  • How do Medicare premiums work?
  • How do I update Medicare if I’ve moved to Colorado recently?

You don’t need to know it all – just bring your questions and I’ll guide you from there.

Let’s Get Started

Whether you’re feeling behind or just want to get a head start, you don’t have to do this alone.

I’m here to help you feel confident about your next steps and your future.

Schedule a Free Medicare Review